Credit Pre-Approval Policy
This secure Online Credit Application allows consumers like you to begin the process of applying for automotive credit for the business identified on this marketing website (hereinafter the “Dealer”). Read this disclaimer carefully before submitting any information. Actual financing with approved credit only. By clicking “Accept” to the Terms & Conditions contained herein and by “Submitting” this application, We (the Dealer) and our affiliates may obtain information about you as described in this notice, which will be handled as described in this notice.
1. We collect nonpublic personal information about you from the following sources: (i) Information we receive from you on applications or other forms in connection with a financial transaction; (ii) Information about your transactions with us, our affiliates, or others; and (iii) Information we receive from a consumer reporting agency.
2. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These companies may include financial service providers and non-financial companies such as data processing companies and marketing providers. These companies will be contractually obligated to keep the information we provide them confidential and to use the information only to provide the services requested of them.
3. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Upon submission of this application, you hereby authorize the Dealer to initiate a credit investigation including the collection and review of nonpublic personal information contained within your consumer credit report that is received from a consumer credit reporting agency. You also authorize the Dealer to supply your nonpublic personal information to lenders, financial institutions or other third parties necessary to process your application request. You certify that all the information and statements contained in this application are true and accurate for the purpose of obtaining credit. Instant savings in the form of dealer discounts.
These various financial institutions will include:
Toyota Motor Credit Corp., Hibernia National Bank, Wells Fargo, Chase Bank, Capital One Bank, Citi Financial, Americredit, Consumer Portfolio Services, Iberia Bank, DaimlerChrysler Services, GMAC, Nuvell Credit Company, Trustmark National Bank, National Auto Finance, Crescent Bank & Trust